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Published September 25, 2024

We met with Louis Chatriot CEO and cofounder of Alma, fintech leader in France of BNPL, which raised Series C by top investors (Northzone, Headline etc.)
Louis talks about his background at Ecole Polytechnique and Stanford, Alma beginnings, key painpoints and triggers in BNPL, and technical tech stack at Alma (details below). Prior to founding Alma, Louis was former GM of Stripe in Italy.

Listen to this episode here:

LOUIS CHATRIOT

Louis is CEO and cofounder at Alma, the fintech leader in France of BNPL. Louis talks about his background at Ecole Polytechnique and Stanford,  meeting his cofounder, key painpoints and triggers in BNPL, and technical tech stack at Alma (details below). Prior to founding Alma, Louis was former GM of Stripe in Italy.

IN THIS EPISODE

In this episode, Margaux Wehr and Louis Abraham talk with Louis Chatriot about:

1) The beginnings of Alma and core founder traits
– his background at Ecole Polytechnique//Stanford
– Alma’s ‘earned secret’ of becoming a leader in a sector which is inherently less ‘sexy’ (9’00)
– how Louis met his cofounder & key traits in founders  (12’00)
– the importance of being a good salesperson (23’00)

2) Alma’s value proposition and positioning within fintech
– triggers of debt and overspending (30’00)
– fraud prevention and modelling fraud scores (40’00)

3) Alma’s techstack
– Supervised learning and classification for insurance and fraud prevention (46’00)
– Data drift (48’00)
– Databases (61’00): PostGres vs MongoDB
– Techstack (67’00): React, Python, Java pros and cons

4) Three favourite books and startups

Listen to find out more

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